Is Your Insurance Canceling You Because of the Age of Your Roof?

Jun 28, 2024

As a homeowner, your roof is one of your more significant investments. And that’s why your roof insurance is so important. But what happens if your insurance is canceling your policy because of the age of your roof? If you’ve received such a notice, you may feel some frustration and worry set in. But knowing what’s required to be covered under your insurance and understanding what to do in response to such a notice can take some of the pressure off. Luckily, you have Roofing Done Wright to guide you through the process. Whether you’re a homeowner in Georgia or Florida, we have you covered.

Roof Insurance in Georgia: What to Know Regarding the Age of Your Roof

Homeowners in Georgia have been reporting notices from their insurance companies that policies may be canceled if they can’t prove that their roof is less than 15 years old. In some cases, insurance companies are only insuring roofs up to 10 years old. This is a drastic change from what policies used to cover, and if you feel that your case is being treated unfairly by your insurance company, seeking legal counsel may be a smart step to take. Doing so can help you better understand whether the policy cancellation is a.) legal and b.) applicable to your situation. It’s also important that you contact your insurance company for a clearer explanation and review your policy for any provisions regarding the age of your roof.

Roof Insurance in Florida: What to Know Regarding the Age of Your Roof

In Florida, recent policy cancellations by insurance companies were met with the implementation of new roof requirements from the Florida state legislature. These requirements state that companies are not permitted to deny coverage because of a roof’s age if the roof is less than 15 years old, and for those that are older than 15 years old, insurers must allow an agent or homeowners to have an inspection of the roof’s condition before any cuts to coverage. Again, this is where it’s important to have all the information you can get on your roof and any provisions within your insurance policy. It’s also why you may want to consider who to call upon for a roof inspection.

What to Do If Your Insurance Is Being Canceled Due to the Age of Your Roof

If you receive notice that your insurance company is canceling your policy or not issuing a new policy during the renewal window and you find that your roof is nearing the age threshold where it may no longer be covered, it’s important that you know your next steps. Beyond reviewing your policy and shopping around for other insurance possibilities, turning to your local roofing experts can help. For homeowners in Georgia and Florida, Roofing Done Wright is here to help.

We can provide you with a thorough roof inspection and work alongside you to give you a full view of your roof’s condition. This information can be helpful in your negotiations with your insurer, but it can also guide you toward the best course of action for your home’s future. Because if your roof is nearing the end of its lifespan or its condition isn’t where it needs to be, repairs or a full roof replacement may be in order. And we’re the team you can count on to handle that project as well.

Reach Out for Reliable Roof Expertise Today

If you’re having issues with your roof insurance and you need an inspection or you’re in the market for a new roof so that your Georgia or Florida home complies and qualifies for proper coverage, Roofing Done Wright is the team to call. Contact us today with any questions you may have.

A Proven Record of Exemplary Service

Read Rave Reviews From Our Satisfied Customers

★ ★ ★ ★ ★

“ Roofing Done Wright was great to work with. On time, professional and 100% satisfied with my roof and gutters. ”

Mike P.

“ Jonathan and his crew did an exceptional job! He far exceeded my expectations. Thank you, Jonathan!! ”

Marsha S

“ Roofing Done Wright did a fantastic job installing our roof from start to finish. I strongly recommend them! ”

Terry B.

“ Very responsive company and got the job done well and timely. Highly recommend. ”

K.N.C.

“ They did an excellent job. I would recommend them and I have done so. They are very professional, and they did an outstanding job. ”

Ken P.

“ I was very happy with the professionalism and thoroughness of my representative that worked with me from beginning to end. I was very happy with the services and consultation advice throughout the entire project. ”

Susan C.

“ Solid company that I refer my Real Estate clients to for all their roofing needs! Ward and Paul are AMAZING to work with. They are punctual and very accommodating. I have and will continue to recommend them. ”

April R.

“ As a Realtor, I rely on professionals like Paul McCalla to inspect roofs when listing homes and when I have a buyer. Paul has also worked on my personal Home roof. He is always on time ,explains the issues and honest. ”

Kay M.

“ I have gotten to know Matt Hopkins and Roofing Done Wright through my networking group. Matt is an outstanding guy who only operates with honesty and integrity. This roofing company is more concerned about customer service and taking care of people than they are the bottom dollar. They understand putting the customer first and they guarantee their work. Give them a call! ”

Jillian P.

“ This company is a well oiled machine! They are professional, efficient, reasonably priced and good communicators. I am on the HOA Board in a condo complex and they completed over 62 units for our community in a timely manner. I have already recommended them to two people. They are awesome! ”

Freedom M.

“ As a Property Management company, we interact with a great deal of contractors daily. One stands out above all the others. Ward Metcalfe and his team are amazing to work with. They always arrive when they say they will and get the job done on time. Good contractors are hard to find and I am glad we found them! Thank you! ”

Success Real Estate Brokers

“ Gatekeeper manages several hundred rental homes, and I own several dozen houses myself. Ward Metcalfe at Roofing Done Wright is our "go-to guy" for residential roofing. Quality is significantly better than the others we have tried. Customer service working with insurance companies is just great. He has saved us thousands. Ward Metcalfe is simply a good guy to boot! He really knows roofing. ”

Brett V.

“ Jonathan Holiday, the contact, was very responsive, professional, and delivered everything he said he would. His crew, Jacob, was excellent. Everyone was so personable, showed up, and they knew exactly what they were doing. Roofing Done Wright came highly recommended and they did not disappoint. ”

Randy H.

“ All of the requests that I asked to be done, Roofing Done Wright actually went above and beyond. ”

Ari K.

“ This company did a great job! I would definitely hire them again. Houston helped us pick out everything for our new roof and gutters. He was great. He knows a lot about the roofing business and was very helpful. Skyler was the onsite supervisor when our new roof was installed. He was also great and very knowledgeable. We are very happy with our new roof and gutters. ”

Rod C.