Do You Have a Denied Insurance Claim?
Apr 08, 2024When the roof of your home has been damaged, the natural course of action is to call your insurance company. Once you do so, you’ll have your roof inspected by an adjuster, who is sent out by your insurance company. From there, you can file your insurance claim for the roof damage. If everything works out, you’ll benefit from assistance in the form of a claims check, which can be a major help as you move forward with your repair or replacement project.
But what if the process doesn’t work out in your favor and your roof insurance claim is denied? Well, you have a right to disagree—within reason—and dispute the claim. But how does that work? Let the pros at Roofing Done Wright guide you through your next steps.
Why Might Your Roof Insurance Claim Be Denied in the First Place?
The verdict on your roof insurance claim may depend heavily on your insurance policy. If you have good insurance that covers a wide range of issues with your roof, you’ll likely have your claim approved without much of a fuss. However, there are some insurance policies that make it more difficult to receive a payout. The company may feel that the damage—or the roof itself—might not meet the coverage terms laid out in your policy.
Some types of damage to your roof may not be covered by your insurance, for one. The other thing to remember is that basic maintenance won’t be covered by your policy, so damage that occurs over time will be classified as general wear and tear and doesn’t qualify for any sort of insurance benefits. Reading up on your policy and deductibles before you file your claim is always a big help.
What Can You Do When You Have a Denied Roof Insurance Claim?
So, what happens when you have a denied roof insurance claim that you want to dispute? Your best bet is to partner with a reliable roofing company that has experience with the insurance claims process and can go to bat for you. You’ll ultimately call the insurance company and schedule a re-inspection, which will prompt another visit from the adjuster. Only in the meantime, it makes sense for your go-to roofing contractor to complete an inspection so that you have a thorough evaluation and comprehensive list of the damage that your roof has endured. When your contractor has already completed their own inspection and you have them on-site when the adjuster returns for a re-inspection, you may have a better chance of your denied claim being overturned.
Turn to the (W)right Roofing Company to Dispute Your Denied Roof Insurance Claim
If you’re a homeowner in Georgia or Florida who had your roof insurance claim denied, Roofing Done Wright is the best team to partner with for your dispute. We can complete an inspection of your roof and come to your defense as your system is re-inspected. We’re plenty familiar with the insurance claims process and can help you at every step of the way. Not to mention, we record our inspections, so you’ll have video evidence to support your roof insurance claim. And once you’ve received the payout you deserve for whatever damage affected your roof, you can count on us for the repairs or replacement as well.
Roofing Done Wright is also available to help you file your roof insurance claim in the first place. We have plenty of experience with the process and with storm damage, so we can help make sure you get what you’re rightfully owed. Then, we can complete the necessary work once the claims process is complete.
Reach Out Today
If you need help with disputing your denied roof insurance claim or you want our assistance when first filing your claim, get in touch with Roofing Done Wright today. We proudly serve homeowners throughout Georgia and Florida.